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Seasonal Home Mortgage In NY

Because life is meant to be enjoyed.

Northern specializes in mortgages for seasonal properties and second homes.

  • Seasonal Home Mortgage In NY
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    Whether you’re looking for a cottage on the river or lake, a hunting camp in the Adirondacks or a winter wonderland lodge on Tug Hill, look to Northern for a seasonal home mortgage that fits your dreams—and your budget. We offer:

    • Financing of up to 90% of the home’s value (most competitors only finance 80%).
    • No Private Mortgage Insurance (PMI) requirement.
    • Flexible terms of up to 30 years.
    • Fast approval so you can enjoy your second home sooner.

    To get started simply:

    Credit union membership is required.

Northern specializes in mortgages for seasonal properties and second homes.

 

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Whether you’re looking for a cottage on the river or lake, a hunting camp in the Adirondacks or a winter wonderland lodge on Tug Hill, look to Northern for a home mortgage in New York that fits your dreams—and your budget. We offer:

  • Financing of up to 90% of the home’s value (most competitors only finance 80%).
  • No Private Mortgage Insurance (PMI) requirement.
  • Flexible terms of up to 30 years.
  • Fast approval so you can enjoy your second home sooner.

Apply online and get $100 at closing*!

Not sure which mortgage is right for you—or prefer to speak to a lender? Call one of our experienced home lending professionals at 315-777-8910.

[RATE BOX]

 

Term                 Rate                  APR                  Sample Monthly Payment
As low as          As low as

30 Year Fixed     4.000%              4.148%              $477.42

15 Year Fixed     3.500%              3.758%              $714.88

[GET STARTED]             [MEET OUR LENDERS]    [JOIN]

Sample payments and APR percentage are based on $100,000 loan amount. The Interest Rate is the advertised rate and can vary based on creditworthiness, home type, mortgage type and terms of the loan. See Credit Union for details.

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