Whether you forget your debit card at home or just want to travel light, you can still purchase with confidence.
Technology advances every day and Northern Credit Union is right there with it. Digital Wallet allows you to make purchases at any merchant that accepts Google/Android Pay, Apple Pay or Samsung Pay through your linked debit card with a simple tap of your phone. Sounds easy, right? That’s because it is!
Digital Wallet is more secure than traditional payment methods because it uses a unique, encrypted virtual card number. And don’t worry, just like your actual debit card, you’ll still get fraud monitoring and our $0 Liability Guarantee.
Now, Apple, Android, and Samsung devices each have their own payment Wallets, where you add your debit and credit cards to for tap-to-pay:
Why Should I add my Northern Debit or Credit Card to my Smartphone’s digital wallet?
Using a digital wallet can be safer than traditional payment methods for many reasons including:
- Encryption: Transactions made with digital wallets are encrypted, making it extremely difficult for cybercriminals to intercept and decipher your data.
- Reduced Physical Card Exposure: Using a digital wallet means your physical card remains safely in your possession, reducing the risk of card skimming or cloning.
- Merchant Information Protection: When you make payments with a digital wallet, your actual card details aren’t shared with the merchant, reducing the risk of your information being stored insecurely.
Add your Northern/Countryside debit or credit card to a Digital Wallet on their mobile device in a few easy steps:
- Locate the wallet app on your mobile phone (Apple, Android, or Samsung), or download it from your respective app store.
- Touch the + sign to add your debit/credit card information.
- Enter the security code found on your card and provide any additional information as required.
- For security purposes, you will need to follow the prompts on the screen to verify your identity.
Now you can use your Digital Wallet for “tap-to-pay”!
- Look for the contactless symbol on your card or the point-of-sale terminal.**
- Tap your card or mobile device one to two inches in front of the point-of-sale terminal.
- Wait for a beep, green light, or checkmark before removing your card/device. You can put your preferred form of payment away now; you won’t need it for the remainder of your transaction.
- Follow any instructions on the screen, some merchants may ask you to sign or enter your PIN.
**You can only use your card/device as contactless if the point-of-sale terminal accepts these types of payments, you’ll find this contactless symbol on the terminal or the payment logo (Apple Pay, Google Pay, Samsung Pay) if contactless payments are accepted.
Download Your Digital Wallet Today!
