NY Student Loan Consolidation
You worked hard for your degree. Paying your student loans should be easy.Reap the rewards of your college degree at a lower cost to your future? Take control of your student loans: Refinance at Northern.
- Consolidate your private and federal student loans, including PLUS
- Refinance up to $125,000*
- One convenient payment
- Low rates
- No origination fees or prepayment penalties
- Choice of fixed or variable rate options for 10 or 15 years
- Open to college graduates (who qualify) or parent/guardian
- Must be in repayment or grace period on current loans
With Student Choice Loan refinancing, it really is your choice.
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Variable Rate Refinance Solution
The name just about says it all: The loan starts with a lower initial interest rate, which then varies based on market conditions—but there is a cap to prevent it from increasing too much. This may be a good choice if you:
- Want to keep your payments lower during the first few years of your loan.
- Expect your income to increase significantly in the coming years.
Ready to save? Click here for current Student Loan rates. To learn more about Student Choice Refinance Loans, visit our Student Lending Center or call us at 877-281-8323.
Credit union membership is required.
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Fixed Rate Refinance Solution
With this option, your interest rate and monthly student loan payment will never change during the life of the loan—for as long as 15 years. This may be a good choice if you:
- Want to know what your payment will always be.
- Don’t expect your income to increase significantly in the coming years.
Ready to save? Click here for current Student Loan rates. To learn more about Student Choice Refinance Loans, visit our Student Lending Center or call us at 877-281-8323.
Credit union membership is required.