Seasonal Home Mortgage In NY

Because life is meant to be enjoyed.

Northern specializes in mortgages for seasonal properties and second homes.

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Whether you’re looking for a cottage on the river or lake, a hunting camp in the Adirondacks or a winter wonderland lodge on Tug Hill, look to Northern for a seasonal home mortgage that fits your dreams—and your budget. We offer:

Financing of up to 90% of the home’s value (most competitors only finance 80%).
No Private Mortgage Insurance (PMI) requirement.
Flexible terms of up to 30 years.
Fast approval so you can enjoy your second home sooner.

To get started simply:

Become a member to take advantage of these great benefits, getting started is easy, join now!
Apply online anytime.
Call 315-777-8910
Text HOME to 315-782-0155

Credit union membership is required.

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Some members have reported receiving fraudulent text messages from "Nothern CU" claiming their account is on hold and prompting them to click a link to regain access. These messages are NOT from Northern Credit Union. Please contact us directly at 315.782.0155 to verify any communication and if you suspect fraud.

All Northern locations will be closed, Monday, January 20, in observance of Martin Luther King Jr. Day, and will reopen Tuesday, January 21. Nearly all your banking can be done from anywhere, anytime with our banking on the go services.

Due to routine maintenance, Digital banking will be unavailable on Wednesday, January 22, from 7:00AM to 8:00 AM. We apologize for any inconvenience.

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Seasonal Home Mortgage In NY