Personal Loans in New York

Sometimes, getting to the next level means getting real and getting your hands on some serious dough. Enter the NEXT Micro Line. Part of NEXT Banking for young adults, with this Micro Line:

• You don’t need a credit history. (If you do have credit, it needs to be glitch-free.)
• You get access to up to $1,500 with no cosigner.
• It’s a revolving credit—use, pay, repeat!
• Payments come out of your Northern checking account automatically.
• Applying online or over the phone is fast and easy.

To qualify, you must:

• Be eligible for membership.
• Be at least 18 years old.
• Have less than three years of credit history.
• Have your current job for at least six months.
• Have a debt-to-income ratio of 30% or less (we’ll help you figure that out).
• Complete the online Credit Matters course (it takes less than 15 minutes).

To get started simply:

• Become a member to take advantage of these great benefits, getting started is easy, join now!
• Apply online anytime
• Call or text 315-782-0155

ABC = Always Be Covered. An ODLOC can help ensure money is available when you need it, saving you from hassles, embarrassment and fees. Benefits include:

• Avoiding bounced checks when there’s not enough funds in your account
• Eliminating the embarrassment of denied transactions
• Avoiding merchant late fees and returned items
• It’s a revolving credit—use it to cover overdrafts or use it to build your credit history!
• Safeguard your payment with Loan Life and Disability Protection.

Finance charges are assessed only if and when an advance is made. The sooner the balance is paid, the less it costs.

To get started simply:

• Become a member to take advantage of these great benefits, getting started is easy, join now!
• Apply online anytime.
• Call or text 315-782-0155