A Platinum High Yield Savings account keeps your money more accessible while it grows.
For maximum savings potential and benefits opt for Northern’s High Yield Savings Account. Offered with Choice Rewards Checking or Premium Rewards Checking, you can:
Don’t wait! The only thing standing between you and high yield dividends is one whole dollar (and great FREE checking)!
| Tier | APY* |
|---|---|
| $0-$49,999.99 | 0.00% |
| $50,000-$99,999.99 | 2.75% |
| $100,000-$199,999.99 | 4.50% |
| $200,000 and over | 4.75% |
*APY=Annual Percentage Yield. **Rates accurate as of June 5, 2024, and are subject to change without notice.
What’s so great about a share certificate (also known as a CD at banks)? Share Certificates boost the amount you earn in interest income. When you reach the end of the term, the money is yours for whatever you need!
| Term | Balance | Basic* | Better** | Best*** |
|---|---|---|---|---|
| 3 Months**** | $10,000+ | 3.50% APY | 4.00% APY | 4.60% APY |
| 6 Months**** | $10,000+ | 3.90% APY | 4.40% APY | 5.00% APY |
| 12 Months | $500+ | 3.50% APY | 4.00% APY | 4.60% APY |
| 24 Months | $500+ | 1.90% APY | 2.40% APY | 3.00% APY |
| 30 Months | $500+ | 1.15% APY | 1.65% APY | 2.25% APY |
| 36 - 60 Months | $500+ | 0.03% APY | 0.03% APY | 0.03% APY |
$500 minimum balance required to open a certificate of deposit.
*To be eligible for Basic Rates, member must also have an active Checking and Direct Deposit. ** Better Rates require an active Choice Rewards or Premium or Next Checking and Savings with combined minimum of 10K, Direct Deposit. *** Best Rates require all of the requirements of better, but with combined balances >25K. ****3 & 6 Month CD have $10K Minimum requirement.
Penalty will be applied for early withdrawal. Fees incurred may reduce earnings on account. APY=Annual Percentage Yield. See Credit Union for account details. Rates accurate as of October 1, 2024.