With details about federal student loan repayment and cancellation finally announced, and interest rates continuing to climb, now could be the perfect time to consider refinancing your student loans. If you have loans that won’t qualify for the federal measures, let Northern help you take control with our student loan refinance solution!

Refinance and consolidate your private and/or federal student loans* including PLUS loans, set up one convenient payment and potentially saving on interest or monthly payments.

And for a limited time when you refinance with Northern you’ll get…

Our student loan refinance option comes with:

• Competitive interest rates – fixed and variable options
• Loan limit up to $100,000
• Flexible repayment terms to fit your needs
• Easy online application and instant credit decision
• A relationship with a local, not-for-profit lender you can trust

Apply online today!

Whether you want to lower your interest rate, pay your loans off sooner, or reduce your monthly payment, we’ve got options to fit your needs.

Have questions about refinancing? View our Guide to Refinance or reach out to our College Counselor.

*By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. It is important to remember that if you refinance some or all of your federal student loans into a private student loan with the credit union, you will lose access to any current or future federal student loan benefits, such as potential debt cancellation or income-driven repayment options. For more information, visit studentaid.gov or contact your federal student loan servicer.

¹ Visit https://mynorthern.studentchoice.org/refinance/ for important information and full disclosures.